Apply for a New Home
Almost Heaven Habitat for Humanity is able to make homeownership a reality for families with limited financial resources that typically would not otherwise qualify for a loan to build a new home. All of the houses that we build are sold at NO PROFIT and NO INTEREST (0%). Contact Us >
Financial Peace University
A Christian principled, dynamic, life-changing program teaches you how to make the right decisions with your money. Each of the 13 lessons deals with a different topic that will enable you to take charge of your money, including: how to save money, live on a budget, communicate with your spouse about money, eliminate debt, avoid credit scams and find bargains. This series of classes is taught by DVD and small group discussion using a curriculum developed by Dave Ramsey, a nationally syndicated radio talk show host. This series of classes is open to the public and free of charge (other than the purchase of a Membership Kit). The series is offered twice per year and pre-registration is required. Partial Scholarships are available to low-income families for the purchase of the Membership Kit. Contact Us >
Realizing the American Dream
This 8-hour class covers the essentials of becoming a homeowner. You will learn about understanding and obtaining credit, budgeting, how to shop for a home, qualifying and obtaining the best mortgage loan and maintaining your home. The class is open to the public, free of charge, and offered on the 2nd Saturday of each month. Pre-registration is required. A completion certificate from this class meets the requirements of most federal and state down payment assistance and loan programs, including: the West Virginia Housing Development Fundís programs, USDA Rural Development, HUD HOME and Federal Home Loan Bankís First Front Door Program. Contact Us >
Individualized Budget and Credit Counseling
For families and individuals that need more direct support, we offer individualized budget and credit counseling services. Our trained staff can assist families and individuals in developing a crisis budget, creating a workout plan with creditors, and mitigate foreclosure. These services are open to the public, free of charge, and are scheduled by appointment.
Access to Federal and State Housing Funds
We offer information, provide technical assistance and take applications for many of the federal and state grant and loan programs.
Families or individuals that are interested in learning more about any of the above programs services should call the Habitat for Humanity office at 304-647-3342.